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Deciding To Live On A Budget


3 Historical Eras For Gold US Coins

Many people combine their love of history and desire to make wise investments by starting a coin collection. The right coins can be extremely valuable to collectors. Gold coins minted in the United States are among some of the most highly sought-after coins available on the market.  To understand why collectors want to add these gold coins to their hoard, you must become familiar with the historical eras that helped define the value of the gold coin in the United States. Read More 

What Is A Custodial Investment Account?

A custodial investment account is a financial vehicle that allows an adult to fund and use an account for the benefit of a minor. The long-term goal is that when the child reaches the age of majority the adult can then turn the account over to them with the benefit of years of investment returns. Before you arrange an investment account for kids, it's prudent to know more about the implications and advantages. Read More 

What To Do If Interest Rates Drop After You Get A Mortgage

When you get a mortgage, the interest rate may be locked in for the loan term. However, what happens if interest rates drop after you get your mortgage? This situation can be tricky to navigate, but with useful information, you can make the right decision for your financial future. Here are a few things you can do if interest rates drop after you get your mortgage. Refinance Your Mortgage If mortgage rates have dropped significantly since you took out your mortgage, you might be able to save money by refinancing. Read More 

Things To Know Before Buying Scrap Gold

When it comes to secure financial investments, one of the things that you can do is to buy scrap gold. You might wonder what you need to know to make scrap gold a worthwhile investment. The fact is that there are a few key factors that you should be keeping in mind along the way. Here are some of the things that you should know about buying scrap gold to help ensure that you have the best chances of success. Read More 

About Me

Deciding To Live On A Budget

A few months ago, I woke up one day and realized that I was sick and tired of living on a shoestring budget. In addition to making it hard to get together with friends, it was also depressing to feel guilty about buying anything all the time. I knew that I had to change, which is why a friend of mine suggested setting up a budget and learning to stick to it. I started going through and categorizing my expenses, and before I knew it I was controlling my spending. This blog is all about helping people to learn more about budgeting, so that you don't have to worry about the future.